So, you’re a new homeowner. Congratulations! It’s a big step in life and it opens up lots of possibilities. Besides paint colors, new furniture, and bedroom assignments, there are a few things to think about as a new homeowner that you probably didn’t have to worry about as a renter. And if your home is 25 years or older, it may have great character, but you should be aware of the extra care an older home requires.
Consider these things in your journey to own your ownership:
●Contractors – talk to other homeowners in the area, or read some online reviews, and get the names of a few good local contractors. Then if you need a repair, you’ll already have some options to call for estimates.
●Maintenance – make a list of routine maintenance tasks your home requires. Then you can set aside time every season to do certain tasks, instead of forgetting about the gutters until they get clogged.
●Home tools – shop the seasonal sales for home equipment to build up your supply. As a renter, you may not have needed things like a ladder, lawnmower, wheelbarrow, or rakes and shovels. Keep an eye out for good deals instead of waiting for a snowstorm to look for a snowblower that’s probably not on sale.
●Home systems – learn the basics of your home mechanics. Start by finding out where the main water shutoff valve is, what each breaker switch does, and where the electrical shutoff is.
●Compare – research what property taxes cost for other homes in your neighborhood. If homes are comparable, you can protest a more expensive rate with your local assessor.
●Emergency contact – do you have the numbers for your insurance company, warranty companies, and utility companies in your phone and written down somewhere? If an emergency occurs, you don’t want to waste time looking up a phone number.
● Appliance age – it’s a good idea to figure out how old your appliances are, and then do some research on how long you can expect each one to last. Then you can save for replacements instead of being blindsided by a furnace failure.
●Keep records – keep track of home improvement tasks you complete. Records of maintenance will help with your resell value, make sure you’re taking advantage of any warranties, and help you keep track of when you need to perform the maintenance again.
●Protection – consider investing in home system protection programs to protect things that likely aren’t covered by your homeowners insurance – like water heaters, service lines, and heating/cooling systems. For a few dollars a month, you can get peace of mind and protection from unexpected home repair costs.
Being a homeowner is pretty great. You can create an oasis that’s all your own, exactly the way you like it. Just remember that everyday life puts your home through a lot, so do what it takes to keep your home in good condition.
To protect yourself from the unexpected — like sudden system repairs and their associated costs — enroll in our warranty programs by visiting awrusa.com.